Kilimanjaro Travel Insurance – Do I Need it?

Yes, it’s mandatory to have travel insurance that covers you for trekking up to 6,000 meters if you plan to climb Kilimanjaro.

Due to the high altitude, remote location, and demanding conditions of a Kilimanjaro trek, travel insurance is compulsory for all participants. Anyone taking part in a Kilimanjaro climb will be required to show proof of insurance before the start of the trek.

Kilimanjaro Travel Insurance

A trip to Africa is a significant investment and having the right insurance policy can

help mitigate the risk you face should something go wrong.

Travel insurance may cover you in case of:

  • unexpected trip cancellation
  • trip interruption
  • missed flight connections
  • travel delays
  • lost baggage
  • other unforeseen circumstances, such as injury or family illness

When you take part in adventure activities, you may need specialized insurance.

Your travel insurance will need to cover medical expenses that could arise while traveling abroad. In the case of a Kilimanjaro climb, you’ll need to make sure that it covers you for medical evacuation too.

Unexpected injuries and doctor visits need to be covered, and emergency evacuation expenses should you need to be airlifted off the mountain. Those situations are rare, but they do occur and you need the proper insurance.

When purchasing travel insurance it is important you understand exactly what it does, and doesn’t cover. Most basic plans will offer basic protection for trip cancellation, lost bags, and delayed flights.

However, if you need coverage beyond that (medical expenses, evacuation, etc.) then you’ll likely have to purchase a higher-tier policy.

It’s important that whatever policy you choose also covers high altitude activities. That isn’t the case with every insurance plan, so be sure to ask for it specifically.

For climbing Kilimanjaro, explain to your insurance company that you are not taking part in technical mountaineering, but that you are high altitude trekking up to 6,000m.

We suggest you look at WorldNomads.com and see if their policies are right for you.

Disclaimer: we are not insurance experts. We do not give insurance advice, please consider your own situation carefully when you purchase insurance.

Medical Evacuation Coverage

To ensure you are covered for medical evacuation to your home country, you might consider a stand-alone medical evacuation plan.

This is in addition to your standard travel policy, that covers you for high altitude trekking.

Companies such as Global Rescue or Ripcord specialize in disaster recovery in the case of a medical emergency if you needed an airlift evacuation home.

Supplemental medical evacuation coverage is not mandatory, and you should consider what’s right for your unique circumstances, and what’s covered in your travel policy.

Does Health Insurance cover me for Kilimanjaro?

Most standard health insurance policies do not cover you for adventure activities abroad. It certainly w

on’t cover you for lost baggage or abandonment of your trip or cancellations.

Read the small print!

Take some time to read through exactly what your policy covers, and where you might have liability. Don’t wait until you need to make a claim, make sure you’re clear about what’s covered – and what’s excluded.

Make sure you disclose any pre-existing medical conditions, or it may void your policy.

World Nomads for Kilimanjaro Travel Insurance

A lot of our clients use World Nomads travel insurance. You can buy and claim online, even after you’ve left home.

Available to people from 140 countries, it’s designed for adventurous travelers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

Get an immediate quote:

 

7 things you should know about travel insurance from WorldNomads.com

[source: WorldNomads.com]

1. Trusted reliable underwriters

WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24-hour emergency assistance and the highest levels of support and claims management when you need it most.

2. Value for money with the cover you need

WorldNomads.com provides cover for what’s important for travelers from 140 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.

3. Flexibility when you need it most

Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World

Nomads policy if you’re already traveling.

4. Cover for a range of adventure activities

From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, World Nomads covers a range of adventure activities, giving you peace of mind to get the most from your travels.

5. World Nomads keeps you traveling safely

All World Nomads members have access to up-to-date travel safety alerts, as well as travel safety advice and tips on

line through the World Nomads Travel Safety Hub.

6. More than just great value travel insurance

All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.

7. Commitment to exceptional customer service

If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.

Disclaimer: Climbing Kilimanjaro staff are not insurance experts. We do not give insurance advice, please consider your own situation carefully when you purchase insurance.

 

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